It's All In The Name! Each letter in CHROME® represents a different type of SPECIALTY VEHICLE we insure:

Classic/Antique, restored to original condition and at least 25 years old
Hot Rod/Street Rod, modified, built before 1949
Replica/Kit Car
Original un-restored and at least 25 years old
Modified/Custom, modified, built after 1948, and at least 25 years old
Exotic, rare or unique, in excess of $100,000 in appraised value

Brilliant Specialty Car Protection
You've made a BIG INVESTMENT in your specialty car. Now let CHROME® specialty car insurance from ANPAC® help you protect your investment with coverage designed for car buffs by car buffs. CHROME® gives you many important benefits, including:

  • Multi-CHROME Discount - If you own two or more specialty vehicles, American National has a discount just for you. Clients who own more than one collector car or truck can get up to 85% off CHROME's already affordable rates when more than one vehicle has Bodily Injury coverage. Your discount increases with the number of qualifying CHROME vehicles on your account, whether they are in your garage or on the road.
  • Personalized Service Through Your Local American National Agent - CHROME is sold exclusively through dedicated, full-service American National agents who can also provide you with a wide array of insurance products to give you the personalized service you deserve.
  • Agreed Value Coverage - If your specialty car is determined to be a total loss, CHROME will pay you the vehicle's value as shown on your policy, less your deductible.
  • Generous Annual Mileage - With CHROME coverage you can enjoy driving your specialty vehicle up to 10,000 miles annually.
  • Roadside Service and Flatbed Towing - Mechanical breakdown? Lock your keys in your car? CHROME provides you with roadside assistance and flatbed towing** (where available).
  • Repair Facility of Your Choice - If your specialty vehicle is damaged, you decide which repair facility will restore it.
  • $1000 Spare Parts Coverage - CHROME gives you up to $1000 in coverage for loss to spare parts that you own for your specialty vehicle.
  • Five Star Claim Service - We're available 24 hours a day, 7 days a week, to answer your claims questions, process your claims as quickly as possible, and get you and your specialty vehicle back on the road.
  • Common Cause of Loss Deductible - With this unique, money-saving feature, you pay only one deductible per occurrence regardless of the number of property items damaged or destroyed when all are insured by American National.***
  • Money Saving Rewards and Discounts - Plus, with American National you may qualify for money-saving rewards and discounts, including CA$HBACK from ANPAC®. If you entrust ANPAC® with both your home and auto, and remain claim-free for three consecutive years from your original CA$HBACK anniversary date, you will receive a 25% refund of your first-year combined auto and home premiums.***

**An additional charge may apply where available.
***Not available through American National General Insurance Company.

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